Dental Insurance Plans
Getting Dental insurance can be an easy and quick process. You could contact a health insurance carrier today and get it by tomorrow in most cases. What’s nice is you can get coverage for as much or as little as you want.
- Preventive care (like routine cleanings and x-rays) is covered with no deductible or waiting period.
- Coverage for basic services (like fillings or emergency treatment for dental pain), subject to the plan's deductible and waiting periods.
- Coverage for major services (like crowns and root canals), subject to the plan's deductible and waiting periods.
If you’re on the fence, consider getting a very basic plan that at least covers routine checkups. Sure, it’s a little bit extra, but staying up on your dental care now could save you from costly issues in the future.
A licensed insurance agent is ready to help you find the right plan for you. 866-306-6853, 6 days a week.
Short-term health insurance is medically underwritten and does not cover preexisting conditions. This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy/certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency service, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy/certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until open enrollment period to get other health insurance coverage. This is not Minimal Essential Coverage as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. Some Short Term Plans available as association group insurance only to members of FACT, an independent association. Additional membership fees may apply.
FIXED INDEMNITY INSURANCE, ACCIDENT INSURANCE, AND CRITICAL ILLNESS INSURANCE PRODUCTS PROVIDE LIMITED BENEFITS. THESE ARE SUPPLEMENTS TO HEALTH INSURANCE AND ARE NOT A SUBSTITUTE FOR THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA). LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES. These products provide benefits in a stated amount regardless of the actual expenses incurred.
Individualhealthplans.com is operated by Golden Rule Insurance Company. Plans shown on this site are underwritten by Golden Rule Insurance Company or other UnitedHealthcare affiliated entities.
Product design and availability varies by state. Products may have exclusions, limitations, and other terms for your consideration. For costs and complete details of the coverage, consult the product brochure or call your insurance producer or Golden Rule Insurance Company.